Aadhaar is an identity management service developed by the Government of India. Besides being an instrument for availing government subsidies, Aadhaar can be used as a proof of identity (POI) and a proof of address (POA) across India. Since the Aadhaar system ensures one-person-one-Aadhaar across the entire population, it plays an essential role in proving ‘you are who you say you are’.
Know Your Customer (KYC) is a process carried out by service providers like banks, telecom service providers etc to check the authenticity of the customers. In KYC, a) Proof of Identity (POI) and b)Proof of Address (POA) are verified. This information is typically also stored by the organisation for customer reference purposes.
An e-sign is a simple and secure process for signing documents digitally. E-signed documents are considered legally valid similar to a physical signature. There are different types of e-sign implementations ranging from a simple scanned version of a person’s physical signature, an audio/video-based signature, USB based crypto-key or digital crypto-key.
DigiLocker is a Digital Locker for anyone that holds an Aadhaar card. Indian citizens who sign up for a DigiLocker account get a dedicated cloud storage space that is linked to their Aadhaar number. In this storage space, users can scan and upload their documents and make them authentic via Digital Signature or eSign.
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